Terms of Use

Terms of Service, Terms of Use

By using this site, you agree to these terms of use.  We reserve the right to modify these terms at any time, so please check the Terms of Use for this Site periodically for changes. By using this Site after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them.  If at any time you choose not to accept these terms of use, please do not use this Site.


All contents of the Site are protected by copyright and trademark laws, and are the property of the owner.  The information of the Site is copyrighted by Kathy Hahn.  Unless otherwise noted, you may access and use the information and materials within the Site for your personal use.  You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Site.  You must obtain written permission from us or any other entity who owns intellectual property of the Site before you may publish, distribute, display, or use for commercial purposes any material from the Site.  By using the Site, you agree to abide by all copyright notices or other posted restrictions.


These terms of use apply only to this Site, and not to the Sites of any other companies or organizations, including those we link to.  We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to.  Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site.  To see our permission, to link to our sites please contact us directly. Other sites may link to our site by permission only.  We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Site, and to require termination of any such link to the Site, at our discretion at any time.

Limitation of Liability  Kathy Hahn does not warrant the performance or effectiveness or applicability of any product mentioned on this site, warranties may or may not be provided by the supplier only and are applicable by the software provider directly.  When addressing financial matters in this site, videos, newsletter or other content, we’ve taken every effort to ensure we accurately represent the programs and their ability to improve your skills or help to grow your business.  However, there is no guarantee that you will get any results.  Your level of success in learning and applying applications is dependent upon a number of factors including your skill, knowledge, ability, dedication, and personal and business issues and environment.  Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from any moderator on this Site.

No Professional Advice

We do not provide legal advice at any time.  It is recommended to ask your accountant, tax preparer, attorney, or professional advisor for specific advice relating to your personal or company and/or financial or legal issues.  The information contained in or made available through the Site (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial or legal matters.  We make no representations or warranties concerning any action or application of, or preparation by any person following the information offered or provided within or throughout the Site.  Neither we nor our partners or associates, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss from messages relating to this site.

Confidentiality and Non-Compete

Users of our Sites hereby understand that  information presented on this Site are copyrighted and proprietary, so users agree not to record or duplicate from our information in any manner whatsoever without our express written permission.

Owners and Collectors of Information

These terms of use apply to your use of this Site.  Please note that the “Terms of Use” are in addition to and different and separate from the “Terms and Conditions” associated with registering for any of our personal services or courses.  If you have any questions about these terms of use, you may contact us at:

Kathy Hahn

PO Box 221538

Newhall, CA  91322


CRM (dot) etc (at) gmail (dot) com

Posting and/or commenting on this site

You may not post  any comment, or send to any other user, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, is false, or that would otherwise violate any law.  You may not use any board or post in a commercial manner.  You may not post material that solicits funds, or that advertises or solicits goods or services.  You may not post or transmit any information, software or other material that contains a virus or other harmful component.  We retain the right to modify or remove messages or other material that we, in our sole discretion, consider infringing or unacceptable.  We also reserve the right to edit materials for any other reason.  You are not entitled to any compensation for any materials you may post on the Site and you grant us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, for further use by us and that your postings are not infringing on any outside third party.


Please visit the site regularly for updates.  This Privacy Policy is subject to change at any time and at the sole discretion of the Site owner and operator.  We are committed to protecting your privacy and security. We control this site from offices in the United States of America.

We collect your information in order to record and support your participation in the activities you select.  If you register for training or products, for example, the information is used to track your preferences and to keep you informed about the training and related events.  As a visitor to the Site, you can engage in many activities without providing any personal information.  In connection with other activities, we may ask you to provide certain information about yourself by filling out and submitting an online form.  It is completely optional for you to engage in these activities.  If you elect to engage in these activities, however, we may ask that you provide us personal information, such as your first and last name, mailing address (including ZIP code), e-mail address, telephone, credit card, and other personal information.    In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us.  Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you to any third party without having received your permission. If you supply us with your contact information you may receive periodic e-mails, mailing or calls from us with information on new products and services, important issues, or upcoming events.  If you wish to be removed from any postal, email, phone, or other lists, please let us know by emailing us at crm (dot) etc (at) gmail (dot) com.  You can also write us  at the contact information provided.  Provide us with your exact name, email address, mailing address, and phone.  We will be sure your name is removed from the appropriate lists immediately.  When you use our Site, we or our authorized technology services provider may also collect certain technical and routing information from you to facilitate your use of the Site and its services.  We use this information to administer the Site and to understand and measure traffic patterns on the Site so that we know which areas of our site are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve the site. This information may be used for statistical data and is often tracked by us or our technology services provider by using “cookies” during your visit.  Most browsers are initially set to accept cookies.

Outside Sites (Their Privacy Policies May Be Different)

The Site may contain links to other websites, that may offer products or services that our Site visitors and/or customers might find useful.  These sites may request information from you.  In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site.  We do not control the privacy policies, contents or links that appear on these sites.  We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

Exceptions to Privacy Policy

While we are committed to keeping your information secure and private, we have the following exceptions to our privacy policy:  we will release specific information about you or your account to comply with any valid legal inquiry. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Site, or a physical or property threat to you or others.  Further, the information you enter when making a purchase will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments.  Such information may also be shared with necessary third parties solely for the purpose of carrying out the transactions.  Please note that if you give out personal information online through a discussion board, commenting,  or posting site, that information can be collected and used by third parties.


Any refund of any training program must be requested within 7 days of purchase. If you are not satisfied with the training Program, you will need to submit a letter stating reason for dissatisfaction within 7 days of purchase to CRM (dot) etc (at) gmail (dot) com.  Upon receipt of acceptable reason for requesting refund, your refund will be issued to the credit card issued at time of initial purchase.  This refund will be issued within 5 days of receipt of acceptable refund request.  All materials will need to be returned and may not be used for any purpose upon request for refund.  If you request a refund, you also agree to not use or disburse in any form, the information provided to you in any of the training programs.


These terms will be governed by and construed in accordance with the laws of the State of California, without regard to any principles of conflicts of law.  You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of California.  If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions.  These terms may be modified only by our posting of changes to these terms of use on this Site.